AZ Merchant Services is a financial consultancy in Gilbert, Arizona, working with business owners on credit card processing. If you have a question about what you're paying to accept cards, or you want someone to look at a statement with you, this is the page to start on. Patrick Liu handles inquiries directly — you are not routed through a call center.
Where to find AZ Merchant Services in Gilbert
The office sits at 106 S Gilbert Rd, Gilbert, AZ 85295in the middle of the Gilbert Road corridor and an easy drive from most of the East Valley. If you'd rather talk in person than over the phone, say so when you reach out and we'll sort out a time that works around your business.
Email is often the simplest first step, especially if you want to attach something: azmerchant8@gmail.com. You can also send a note through the form on this site, or reach us on Facebook or Instagram. Whichever route you pick, the message lands with the same person.
What to send when you get in touch
A little context up front saves everyone time. You don't need to prepare a file — but the more of the following you can include, the more useful the first conversation will be.
- The type of business you run and roughly how you take payments — swiped, keyed, online, or a mix
- Your approximate monthly card volume and average ticket size
- A recent processing statement, if you have one handy — bring it and we'll walk through it in plain language
- The equipment or point-of-sale system you're using now, and whether you own it or lease it
- What prompted you to reach out: a fee that jumped, a contract coming up, a new location, or plain curiosity
What happens after you reach out
The first conversation is a conversation, not a sales appointment. We talk about how money currently moves through your business and where the costs sit. If your existing setup is already competitive, that's a perfectly acceptable outcome to hear out loud — there's no pressure to switch.
If it makes sense to look closer, the next step is usually a line-by-line read of your statement. Processing statements are written in a way that makes comparison hard: interchange, assessments, markup, monthly service items, PCI charges and batch fees all end up blended into a number that tells you very little. Pulling those apart is most of the work, and it's the part that tends to change how owners think about the whole arrangement.
Get in touch with AZ Merchant right now for top-tier merchant services. Contact us via phone, email, or fill out the form on the website for a smooth process.
East Valley businesses we work with
Gilbert is home base, but the practice covers a good stretch of the Valley and beyond. Business owners come to us from Chandler, Mesa, Tempe, Scottsdale, Apache Junction, Paradise Valley, Phoenix, Fountain Hills, Glendale and Coolidge. Distance rarely matters much for the first conversation — a statement review works just as well by email and a phone call as it does across a desk.
Restaurants, retail storefronts, service businesses, contractors taking card payments in the field, e-commerce sellers — the questions differ in detail but not in kind. Everyone wants to know what they're being charged, why, and whether it's reasonable for their volume and their mix of card types.
Start the conversation
Send an email to azmerchant8@gmail.com, fill in the form, or call (480) 280-7944 and tell us what you're trying to figure out. If we're with someone when you call, leave a message with a good time to reach you and you'll get a call back. Questions about credit card processing are welcome even if you're not looking to change anything — sometimes the answer really is that your current setup is fine, and that's worth knowing too.